About
BAH REAL ESTATE BASIC TRAINING
The Basic Allowance for Housing (BAH) is a crucial benefit for service members. It provides financial assistance to cover housing costs whether government-provided quarters are available or not. It helps service members afford rent or mortgage payments, utilities, and related expenses, ensuring they can maintain a suitable living situation while serving their country.
Here’s a more detailed breakdown of the benefits:
- Covers Housing Costs:
- BAH is an entitlement to offset the cost of housing in the civilian market when government housing isn’t provided.
- This includes rent, mortgage payments, property taxes, insurance, and utilities.
- It allows service members to choose housing options that suit their needs and family size.
- Non-Taxable Income:
- BAH is a non-taxable allowance, meaning service members don’t pay federal income tax on the amount they receive.
- This increases the overall value of the benefit because active-duty service members use the full amount of their BAH for housing expenses.
- Varies by Location and Circumstances:
- BAH rates are adjusted based on the service member’s duty location, pay grade, and dependency status (with or without dependents).
- BAH payment amounts are aligned with the local cost of housing in different areas.
- BAH rates are adjusted annually to reflect changes in housing costs.
- Supports Family Needs:
- BAH is a key component of military compensation that supports service members and their families.
- It provides the financial means to secure housing that meets the needs of the service member and their dependents, whether a rental apartment or a family home.
- Flexibility and Choice:
- Although BAH is intended to cover housing costs, service members can choose the type of housing that best fits their needs and budget.
- Depending on their preferences and financial situation, this could involve anything from renting an apartment to buying a house.
In essence, BAH is a vital benefit that ensures service members can afford suitable housing while serving their country, promoting their well-being and that of their families.
I’m a licensed Real Estate Broker, Certified Military Relocation Professional (MRP), and Certified Veteran Loan Specialist (CVLS), proudly specializing in serving active-duty military personnel, reservists, veterans, and the surviving spouses of fallen service members.
As a retired Army Combat Medic (Doc) with 22 years of service, I’ve always placed the well-being of my fellow service members and their families at the forefront. Today, I carry that same sense of duty and care into real estate, acting as a dedicated fiduciary to protect the best interests of the military community throughout every step of the buying, selling, and relocation process.
My team and I focus on solving the unique challenges service members face during Permanent Change of Station (PCS) moves, deployments, or transitions to civilian life. We’ve had the privilege of assisting military personnel from E-4 to O-6 in finding homes that match their lifestyle, needs, and financial goals—whether relocating to a new assignment or returning stateside.
We are also committed to helping veterans and service members access the benefits they’ve earned. From grants and VA-backed loans to housing assistance programs, we connect our clients with resources that can significantly reduce the cost of homeownership.
Your trust is our top priority. We work diligently and transparently to ensure your real estate experience exceeds expectations. Whether you’re buying, selling, renting, or seeking experienced property management during a PCS, my team and I are ready to serve—just as I did in uniform.
“It’s Never the Wrong Time to Make the Right Move.”
Todd “Jay” Johnson
Broker of Record (NCOIC)
U.S. Army (Retired)
My Team
Meet The Team
